Transactions
Income, expense and transfers with a fast numeric keypad, dates, notes and quick continue-entry.
Personal finance · Android
Your money, on your device.
Nowhere else.
Shareef Money is a private, local-first money tracker. No account, no cloud, no tracking — just a calm, precise way to see where your money goes.
The promise
No account. No cloud.
No tracking. No ads.
Your financial life is yours. Shareef Money keeps every transaction on your phone — it never leaves unless you export a backup yourself.
On-device database
Every transaction is stored locally on your device — not on our servers.
You own the backup
Export your data to a file you control. We never receive or access it.
Biometric lock
Passcode and biometric app lock, with a brute-force lockout.
Zero analytics SDKs
No trackers, no advertising, no third-party data collection. None.
Everything you need
A complete money tracker — quietly powerful.
Real, shipped features. Nothing that phones home.
Track
Accounts
Multiple accounts with live balances and full account statements and history.
Categories & tags
Custom, colour-coded categories you can drag to reorder — plus people and location tags.
Understand
Stats dashboard
Category breakdown, income vs expense, net flow, calendar heatmap, day-of-week and more.
Budgets
Per-category budgets with clear progress against what you have actually spent.
Net worth
Watch your net worth trend across every account over time.
Stay on top
Recurring
Daily, weekly, monthly or yearly rules that auto-post transactions for you.
Debts & ledger
Track money you lent or borrowed, per person, with settle-up and due dates.
Reminders
Due-date reminders for debts and recurring items, so nothing slips.
Yours alone
On-device
Everything lives in a local database on your phone. No account, no cloud, no backend.
Backup & restore
Export a full backup file and restore it — your data, in your hands, wherever you keep it.
App lock
Passcode and biometric app lock with brute-force lockout keep prying eyes out.
Single currency by ISO code (₹ INR by default), fully configurable.
How it works
Three steps. That's the whole ritual.
Add an account
Set up a wallet or bank account and its starting balance.
Log money as it moves
A few taps on the keypad to record income, expense or a transfer.
See where it goes
Budgets, categories and stats turn entries into a clear picture.
See it
Calm in light. Calm in dark.
The same warm, precise interface — whichever mode you live in.
Stats, budgets, accounts, debts and more.
Questions
Good questions, plain answers.
Is my data really private?
Yes. Shareef Money has no account and no backend. Everything you enter is stored in a local database on your device and is never sent anywhere. There are no analytics or advertising SDKs.
Does it work offline?
Completely. The app runs entirely on your device, so it works with no connection at all — there is nothing to sync.
Is it free?
Yes, Shareef Money is free to use.
Do I need an account?
No. There is no sign-up, no login, and no email required. You open the app and start.
How do I move to a new phone?
Export a full backup file from the app and restore it on your new device. Because you hold the file, your data moves only when and where you choose.
Is there an iOS version?
Shareef Money is built for Android and iOS. The Android app comes first; iOS follows.